All you need is:
- A valid email address and mobile number.
- Be at least 18 years old.
- Be an Australian Citizen or Permanent Resident
- Have a good credit history.
- Read more about what you need to apply for Zip Money
- Choose from weekly, fortnightly or monthly payments to suit your lifestyle
- Repayments start from $40 a month and are based on your account's credit limit.*
How to use Zip:
- Choose the account that's right for you.
- Sign up and get a decision in minutes.
- Select Zip at checkout.
- Log into your account to set up your repayment schedule to suit your lifestyle.
- Reuse your account anywhere you see the Zip logo.
Returns and refunds:
- If your item meets Orange Sherbet's returns policy, the purchase amount will be credited back to your Zip account.
Fees and interest:
- Zip Pay purchases are interest free, always.
- For Zip Money, when the interest free period expires, the annual standard percentage of 19.9% applies.
- The $6.00 monthly account fee is waived if you pay your balance by the due date.
- If there's nothing owing on your account, there's nothing to pay and no fees.